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  • Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.

  • Rent a property at a discount to help with the cost of saving for a deposit to buy a home. Information on who is eligible and how to apply.

    • Overview

      Rent to Buy helps tenants in England save for a deposit to buy a home by…

    • Eligibility

      To be eligible for Rent to Buy, you must be: in full or part time…

    • How the scheme works

      You apply to rent a property that is in the scheme. If you’re considered…

    • How to apply

      If you live in England (excluding London), you can search for…

    • Buying a home

      You can use the deposit you’ve saved to buy any home, including those…

  • How to manage or make changes to your equity loan, including how to repay or remortgage, sublet, alter or change ownership of your Help to Buy home.

  • You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

  • As the government’s housing and regeneration agency we believe that affordable, quality homes in well-designed places are key to improving people’s lives. Together with our partners, we’re accelerating the pace of house buil…

  • How to fully or partly repay your equity loan - with your own money, when you sell your home or when you remortgage.

  • The process you need to follow to repay your Help to Buy: Equity Loan when you decide to sell your home.

  • Homes England's requirements for Shared Ownership homes provided through the SOAHP 2016 to 2021 and AHP 2021 to 2026 programmes. Further changes will follow for the Social and Affordable Homes Programme (SAHP) 2026 to 20…

  • The Capital Funding Guide (CFG) contains the rules and procedures for providers delivering affordable housing through one of Homes England's affordable homes programmes.

  • People with a long-term disability looking to buy a suitable home on the open market may be able to do so using the HOLD shared ownership scheme.