• Keeping you up to date on Flood Re’s progress

    These reports explain what we’re achieving as an organisation, and the progress we’re making towards a transition to a future of affordable flood insurance.

Annual Report 2026

During 2025/26 the Flood Re Scheme delivered record support to UK households as reinsurance costs surged and the Scheme’s exposure grew. Now in its eleventh year, Flood Re has helped more than 740,000 households secure cover to date.

  • £48.8m
    Profit before tax of £48.8m
  • £160m
    Income from the Levy of £160m
  • £80.5m
    Insurance revenue of £80.5m

See more

  • The Quinquennial Review 2024

    Considering the effectiveness of the Flood Re Scheme to date and progress made against both of its objectives.

    View the report   New-window

  • The Transition Plan 2023

    This document sets out Flood Re’s vision for delivering affordable flood insurance and our approach to supporting the transition to a market for household flood insurance with risk-reflective pricing by the time we exit in 2039.

    View the plan

Here you can view our latest results and financial records dating back over the years.

2026 Reports
Research
Tax Strategy

Flood Re Tax Strategy 2026New-window

Solvency and Financial Condition Report 2026New-window

Flood Re Annual Report 2026New-window

Standard Property Flood Resilience Data for Flood Performance CertificatesNew-window

Flood Performance Certificates in the Planning SystemNew-window
2025 Reports
Research
Annual Report and Accounts

Insurance affordability - before and after Flood ReNew-window

UK flood losses: with and without flood protectionNew-window

Analysis of International Pools - summaryNew-window

Solvency and Financial Condition Report 2025New-window

Flood Re Annual Report 2025New-window

Insurance Penetration Survey 2025 New-window

Reducing Flood Risk: Which homes are most suitable for PFR? - Phase 1: National-level analysisNew-window

Reducing Flood Risk: Which homes are most suitable for PFR? - Phase 2: Area specific analysisNew-window

Climatewise ReportNew-window
2024 Reports
Research
Annual Report and Accounts
QQR & Transition plan

Flood Re Annual Report 2024New-window

The Quinquennial Review, July 2024New-window

Flood Performance Certificates: The RoadmapNew-window

Solvency and Financial Condition Report 2024New-window

Climatewise ReportNew-window
2023 Reports
Research
Tax Strategy
Annual Report and Accounts
QQR & Transition plan

Flood Re Annual Report 2023New-window

Transition Plan 2023New-window

Property Flood Resilience Market StudyNew-window

Flood Re Tax Strategy 2023New-window

Solvency and Financial Condition Report 2023New-window

Flood Re Annual Report 2023 parliamentary versionNew-window

Evaluating the Performance of UK Flood Defences Under Climate ChangeNew-window

Flood Re - ClimateWise response 2023New-window
2022 Reports
Research
Tax Strategy
Annual Report and Accounts

Flood Re Annual Report 2022New-window

Solvency and Financial Condition Report 2022New-window

Flood Re Tax Strategy 2022New-window

Flood Re Annual Report 2022 parliamentary version New-window

Flood Re - ClimateWise response 2022New-window
2021 Reports
Research
Tax Strategy
Annual Report and Accounts

Solvency and Financial Condition Report 2021New-window

Flood Re Tax Strategy 2021New-window

Modelling the Impact of Spending on Defence Maintenance on Flood Losses 2021New-window

Flood Re Annual Report and Financial Statement 2021New-window

Flood Re - ClimateWise response 2021New-window
2020 Reports
Research
Tax Strategy
Annual Report and Accounts

Flood Disadvantage Socially Vulnerable and Ethnic Minorities 2020New-window

Annual Report and Financial Statement for year ended 31 March 2020New-window

Enhancing the evidence base for property flood resilience New-window

Solvency and Financial Condition Report Year ended 31 March 2020New-window

Flood Re Public QRTs for the year ended 31 March 2020New-window

Flood Re - ClimateWise Response 2020New-window

Flood Re Home Movers Research 2020New-window

Flood Re Tax Strategy 2020New-window

Flood Performance Certificates: Developing a blueprint for how they can support household climate resilienceNew-window
2019 Reports
Research
Tax Strategy
Annual Report and Accounts
QQR & Transition plan

Overview of the Department for Environment, Food and Rural Affairs consultation on proposed amendments to the SchemeNew-window

Annual Report and Financial Statement for year ended 31 March 2019New-window

Solvency and Financial Condition Report for the year ended 31 March 2019New-window

Flood Re Public QRTs for the year ended 31 March 2019New-window

The Quinquennial Review, July 2019New-window

Investing in flood risk management and defences New-window

Flood Re Tax Strategy January 2019New-window
2018 Reports
Research
Annual Report and Accounts
QQR & Transition plan

Social Vulnerability and Flood Risk ExposureNew-window

Transition Plan 2018New-window

Flood Re’s response on incentivising household action on floodingNew-window

Incentivising household action on floodingNew-window

Annual Report and Financial Statement for year ended 31 March 2018New-window

Flood Re Public QRTs for the year ended 31 March 2018New-window

Solvency and Financial Condition Report for year ended 31 March 2018New-window
2017 Reports
Research
Annual Report and Accounts

Flood Re Annual Report and Financial Statements 2021New-window

Evidence review for property flood resilience Phase 2 reportNew-window

Annual Report and Financial Statement for year ended 31 March 2017New-window

Solvency and Financial Condition Report for year ended 31 March 2017New-window
2016 Reports
Annual Report and Accounts
QQR & Transition plan

Annual Report and Financial Statement for year ended 31 March 2016New-window

Transition Plan 2016 New-window
Arrow-down